Where to Get Cheap Hawaii Car Insurance Quotes for Free

Looking for a good deal on Hawaii car insurance? Here's where to get cheap Hawaii car insurance quotes for free from reputable companies.

What is the minimum amount of car insurance I need in Hawaii?

The minimum amount of car insurance you need to drive your car in the state of Hawaii is:

* $20,000 worth of bodily injury liability coverage for one person you injure in an accident, and $40,000 for all people you injure, to pay for their medical bills and other accident-related expenses.

* $10,000 worth of property damage liability coverage to pay for repairs to the other person's car and property.

* Personal injury protection coverage to pay for your and your passenger's medical expenses, lost wages, and accident-related expenses.

That's all you need to drive in Hawaii. However, those coverages don't pay for repairs to your car. For that you need:

* Collision coverage which pays to repair or replace your car when it's been damaged in an accident.

* Comprehensive coverage which pays to repair or replace your car when it's been damaged by fire, vandalism, flooding, or storms.

Where can I compare rates to get cheap car insurance in Hawaii?

The easiest way to compare auto insurance rates in Hawaii is to visit an auto insurance comparison website where you can get rate quotes from multiple insurance companies in one place. All you do is fill out a simple form, wait for your quotes, compare them, then choose the cheapest one. (See link below.)

What else can I do to save money on my auto insurance?

Other ways to save money on your auto insurance include:

1. Raising your deductible. This can save your hundreds of dollars a year on your insurance.

2. Getting discounts. Ask your insurer about all the discounts you're eligible for and include them in your policy.

3. Dropping your comprehensive and collision coverage. If your car is worth less than your insurance premium plus your deductible, consider dropping your collision and comprehensive coverage altogether.

Visit http://www.LowerRateQuotes.com or click on the following link to get cheap Hawaii car insurance quotes free from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get cheap Hawaii car insurance quotes free.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens